BankCard International Group
Industry · Smoke & Vape

Dependable smoke shop & vape merchant accounts.

From e-liquids and vaporizers to CBD and kratom — get approved quickly with a processor that's worked this industry for nearly two decades.

PACT
Act-compliant underwriting
0+
Years in high-risk processing
0hr
Average approval time
24/7
Merchant support

Stable payment processing for smoke and vape shops.

We set up smoke and vape shops on dedicated merchant accounts with banks that support age-restricted products — in store and online, including CBD and kratom. Your account is underwritten for your actual SKU list and built for stable, long-term processing, not a work-around that disappears the next time regulations shift.

BIG eliminates payment processing challenges

Nearly two decades of experience with high-risk industries, strong banking partnerships, and solutions built specifically for smoke and vape shops.

Brick-and-Mortar Smoke Shops

Stable in-person payment acceptance tailored to head shops, tobacco stores, and smoke lounges — every inventory mix supported.

POS terminals supplied
EMV + contactless
Tobacco + accessories

Online Vape Stores & Head Shops

Full e-commerce processing for vape and smoke retailers selling nationally — vape pens, bongs, tobacco products, accessories.

Shopify / WooCommerce
Custom gateways
Age-gate compatible

CBD & Kratom Accepted

Our banking partnerships cover the full spectrum of smoke and vape products — including CBD, kratom, and specialty items many processors decline.

CBD-friendly banks
Kratom supported
No carve-outs

Age-Restriction Compliance

We understand the unique challenges of selling age-restricted products. Solutions are structured for compliance with card-network and regulatory requirements.

PACT-ready policies
Age-verification flows
Network-compliant by default

Why smoke & vape operators stay with BIG.

01

Banks that explicitly support smoke & vape

BIG has built banking relationships specifically to support smoke and vape merchants — not a temporary work-around that disappears under regulator pressure. Reliable, stable processing for the long haul.

02

Built for vape pens, bongs, tobacco, and beyond

Many traditional processors decline the moment they see vape products, e-liquids, bongs, or tobacco on the SKU list. We underwrite those exact catalogs and know how to get them placed.

03

Chargeback + fraud tools tuned for age-restricted retail

Proactive chargeback management and fraud detection tuned for age-restricted product sales — flagging suspicious transactions before they become disputes that threaten your ratio.

Reviews on Google

Real 5-star reviews on Google. No edits, no incentives — just merchants who’ve been told no everywhere else.

Service & Platform · Highly Recommend

Highly recommend—professional, kind, easy to work with.

I'm very happy and satisfied with the service and platform. I've always had someone I can reach out to directly whenever I have questions, and they're always quick to help and follow up. On top of that, they regularly check in just to see how things are going, which I really appreciate. Their pricing is fair, and overall, they're incredibly professional, kind, and easy to work with. Highly recommend!

Ali FakhriAli Fakhri
30+ Years In Business

By far the best processing company I have dealt with.

In my 30+ years of business by far the best processing company I have dealt with. Very professional and everyone is extremely friendly and knowledgeable.

Darrel HundleyDarrel Hundley
Cannabis Dispensary · PIN Debit

A great help to our canna business.

We have been using Bankcard PIN Debit system for 1 year now and it has been a great help to our canna business. Not only by significantly reducing the amount of cash handling but also by boosting our ADS, and on top of this they have a fast responding help team. Thanks Shane and team.

Sparket CrewSparket Crew
Onboarding · Tech Support

Quick response when I had an issue.

Decent onboarding, quick response from their IT guy when I had an issue as well!

Michael David HarrellMichael David Harrell
Long-term Relationship

They always find ways to make it work.

Sometimes there were challenges, the company found ways to always make it work! It is a pleasure to work with them!

Joseph HydeJoseph Hyde
E-commerce · Onboarding

They made a confusing process very easy.

They made a confusing process very easy and streamlined!

Stephen HortonStephen Horton
Service & Platform · Highly Recommend

Highly recommend—professional, kind, easy to work with.

I'm very happy and satisfied with the service and platform. I've always had someone I can reach out to directly whenever I have questions, and they're always quick to help and follow up. On top of that, they regularly check in just to see how things are going, which I really appreciate. Their pricing is fair, and overall, they're incredibly professional, kind, and easy to work with. Highly recommend!

Ali FakhriAli Fakhri
30+ Years In Business

By far the best processing company I have dealt with.

In my 30+ years of business by far the best processing company I have dealt with. Very professional and everyone is extremely friendly and knowledgeable.

Darrel HundleyDarrel Hundley
Cannabis Dispensary · PIN Debit

A great help to our canna business.

We have been using Bankcard PIN Debit system for 1 year now and it has been a great help to our canna business. Not only by significantly reducing the amount of cash handling but also by boosting our ADS, and on top of this they have a fast responding help team. Thanks Shane and team.

Sparket CrewSparket Crew
Onboarding · Tech Support

Quick response when I had an issue.

Decent onboarding, quick response from their IT guy when I had an issue as well!

Michael David HarrellMichael David Harrell
Long-term Relationship

They always find ways to make it work.

Sometimes there were challenges, the company found ways to always make it work! It is a pleasure to work with them!

Joseph HydeJoseph Hyde
E-commerce · Onboarding

They made a confusing process very easy.

They made a confusing process very easy and streamlined!

Stephen HortonStephen Horton
Service & Platform · Highly Recommend

Highly recommend—professional, kind, easy to work with.

I'm very happy and satisfied with the service and platform. I've always had someone I can reach out to directly whenever I have questions, and they're always quick to help and follow up. On top of that, they regularly check in just to see how things are going, which I really appreciate. Their pricing is fair, and overall, they're incredibly professional, kind, and easy to work with. Highly recommend!

Ali FakhriAli Fakhri
30+ Years In Business

By far the best processing company I have dealt with.

In my 30+ years of business by far the best processing company I have dealt with. Very professional and everyone is extremely friendly and knowledgeable.

Darrel HundleyDarrel Hundley
Cannabis Dispensary · PIN Debit

A great help to our canna business.

We have been using Bankcard PIN Debit system for 1 year now and it has been a great help to our canna business. Not only by significantly reducing the amount of cash handling but also by boosting our ADS, and on top of this they have a fast responding help team. Thanks Shane and team.

Sparket CrewSparket Crew
Onboarding · Tech Support

Quick response when I had an issue.

Decent onboarding, quick response from their IT guy when I had an issue as well!

Michael David HarrellMichael David Harrell
Long-term Relationship

They always find ways to make it work.

Sometimes there were challenges, the company found ways to always make it work! It is a pleasure to work with them!

Joseph HydeJoseph Hyde
E-commerce · Onboarding

They made a confusing process very easy.

They made a confusing process very easy and streamlined!

Stephen HortonStephen Horton

The questions worth answering up front.

Chat with us now